Tag: credit card

Debt Settlement vs Bankruptcy: Which is Best?
You’ve tried debt payoff strategies, balance transfers, consolidation, and even debt management; you’ve begged your creditors, liquidated your assets, and pestered your friends and families for any money they can afford, but after all of that, you still have more debt than you can handle. Now what? Once you reach the end of your rope, the […]
Debt Settlement vs Bankruptcy: Which is Best? is a post from Pocket Your Dollars.

The Ultimate Guide to Using a Cash Budget
The post The Ultimate Guide to Using a Cash Budget appeared first on Penny Pinchin' Mom.
There are many types of budgets you can try. A quick Google search will show you lots of options – including the cash envelope budget. If you say it will not work for you, it means you did not try doing it the right way. Whether you are getting out of debt or not, you … Read More about The Ultimate Guide to Using a Cash Budget
The post The Ultimate Guide to Using a Cash Budget appeared first on Penny Pinchin' Mom.

All About the Statute of Limitations on Debt
Paying off debt can be an excruciating process, depending on how much money you owe. But your debts may not haunt you forever. Most consumer debts have a statute of limitations. That means that after a certain amount of time … Continue reading →
The post All About the Statute of Limitations on Debt appeared first on SmartAsset Blog.

Repossession Credit Scores: What You Need to Know
One of the harsh truths of secured loans is that your asset can be repossessed if you fail to make the payments. In the words of the FTC, âyour consumer rights may be limitedâ if you miss your monthly payments, and when that happens, both your financial situation and your bank balance will take a […]
Repossession Credit Scores: What You Need to Know is a post from Pocket Your Dollars.

How Removing Your Name from a Shared Credit Card Affects Your Credit Score
Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized user to your card. However, credit card usage does have a huge impact on your creditworthiness. So, does removing your name from a […]
The post How Removing Your Name from a Shared Credit Card Affects Your Credit Score appeared first on Credit Absolute.

Can you Pay a Credit Card with a Credit Card?
A credit card is designed to help you in an emergency, to give you options when there are none. But what happens if you have a maxed-out credit card in one hand and an empty card in the other, can you use one credit card to pay off the other and, more importantly, should you? The short answer is yes and… probably not. […]
Can you Pay a Credit Card with a Credit Card? is a post from Pocket Your Dollars.

Easiest Credit Cards to Get After Bankruptcy
There’s nothing fun about declaring bankruptcy, but those who emerge from it can be thankful for the opportunity to rebuild their personal finances without the burden of debt. Unfortunately, bankruptcy also does damage to your credit, making it difficult to get approved for credit cards and other lines of credit. Since credit cards are a… Read More
The post Easiest Credit Cards to Get After Bankruptcy appeared first on Credit.com.

What credit card should I get?
One of the questions Iâm asked the most is, âWhat credit card should I get?â The answer: It depends on what you’re looking for in a card. Here’s how to decide.

How to Contact a Real Person at a Credit Bureau
The information that credit bureaus collect affects just about every aspect of your life. Whether you’re approved for a credit card, get a good mortgage rate, can rent an apartment or even get a job – they all can hinge … Continue reading →
The post How to Contact a Real Person at a Credit Bureau appeared first on SmartAsset Blog.
Weâre all looking for ways to cut down on expenses â especially fixed expenses that lock us into a contracted bill month after month. One common way to spare your budget is to decrease your living expenses, including your house…
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The post How Long Does It Take to Refinance a House (+ 5 Ways to Speed Up the Process) appeared first on MintLife Blog.