Tag: credit card

Why Itâs Harder to Get Credit When Youâre Self-Employed
Around 6.1% of employed Americans worked for themselves in 2019, yet the ranks of the self-employed might increase among certain professions more than others. By 2026, the U.S. Bureau of Labor Statistics projects that self-employment will rise by nearly 8%. Some self-employed professionals experience high pay in addition to increased flexibility. Dentists, for example, are […]
The post Why Itâs Harder to Get Credit When Youâre Self-Employed appeared first on Good Financial Cents®.

10 cash back credit card mistakes you need to avoid
Signed up for a cash back card but not getting enough love? You might be making one of these common mistakes.

Watch Your Wallet: 7 Hidden Costs of Self-Isolating at Home During Coronavirus
As some expenses decrease during self-isolation, others can creep up. To brace yourself and your budget, keep an eye on these costs while in quarantine.
The post Watch Your Wallet: 7 Hidden Costs of Self-Isolating at Home During Coronavirus appeared first on Real Estate News & Insights | realtor.com®.

The Best Things to Charge on Your Credit Card When Youâre Rebuilding Credit
If your credit needs rehabilitation due to late payments, accounts in collections or other negative items, it might be time to rebuild. Rebuilding your credit requires an understanding of your current situation, identifying past mistakes and implementing the right strategies going forward. Wise use of a credit card is one way to start. Surprising, right?… Read More
The post The Best Things to Charge on Your Credit Card When Youâre Rebuilding Credit appeared first on Credit.com.

4 Tips for Handling Finances After a Pay Cut
Millions of Americans faced pay cuts as the coronavirus pandemic affected industries. While many workers were laid off, some were furloughed, and others kept their jobs but at lower salaries as businesses struggled to stay afloat. Some workers are reexamining their budgets to cut some of their expenses until they get another job or their […]
The post 4 Tips for Handling Finances After a Pay Cut appeared first on SoFi.

Why is a disputed collection account still on my credit report?
A reader writes that after contesting a collection account with all three credit bureaus, two of them deleted it but one did not.

What Is “Accessible Income” on a Credit Card Application?
If you’re applying for a credit card, you might stumble upon this term “accessible income.” In fact, that’s the only situation in which you will come across the term: on a credit card application. So, you need to know what it is. Accessible income is not just income you earn from your regular job. Rather, …
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The post What Is “Accessible Income” on a Credit Card Application? appeared first on GrowthRapidly.

How to transfer a balance to an American Express credit card
Considering a balance transfer to an American Express credit card? Here’s everything you need to know, including card options, fees, restrictions and tips for improving your chances of approval.
Your credit report offers valuable insight into your financial history and affects most of your financial future. Everything from whether you get approved for a mortgage to what your credit card interest rate will be balances on your credit score. Negative information on your credit report can be detrimental for years. Wonder how long hard inquiries stay on your credit report?… Read More
The post How Long Do Hard Inquiries Stay on Your Credit Report? appeared first on Credit.com.